Top 7 Luxury Credit Cards in India: Fees, Rewards & Benefits

Best Suited for high-income individuals looking for exclusive benefits, luxury credit cards offer stunning rewards and premium services.

These super-premium credit cards, like the HDFC Infinia Metal Edition and Axis Bank Reserve Credit Card, offer special perks such as unlimited airport lounge access, complimentary luxury hotel memberships and golf rounds.

The rewards often outweigh the costs, that offers blend of high reward points, concierge services, and exclusive memberships with joining fees ranging from 10k to 50k.

Here are some benefits of top seven top luxury cards:

1. HDFC Infinia Credit Card Metal Edition – 10x reward points on travel, shopping via SmartBuy. Unlimited airport lounge access.
2. Axis Bank Olympus Credit Card – 3rd-night free hotel stays, complimentary golf rounds.
3. HDFC Diners Club Black Credit Card – Up to 10X points on SmartBuy, low 2% forex markup.
4. ICICI Emeralde Private Metal Credit Card – Taj Epicure & EazyDiner memberships, unlimited golf benefits.
5. Axis Magnus Credit Card – 60 EDGE reward points per ₹200 spent, Luxe gift card welcome offer.
6. Axis Bank Reserve Credit Card – Buy 1 get 1 free BookMyShow tickets. ITC Culinaire & Accor Plus memberships.
7. YES Bank Marquee Credit Card – Up to 24 domestic lounge visits annually, 1% forex markup.

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