If you’re unsure about using the Univest App for your investments, you’re probably worried about its reliability, safety, and whether it’s worth your valuable time and hard-earned money.
In this detailed review, we will discuss all about Univest, whether it is SEBI registered, user reviews, and overall investment safety.
We’ll also get to know about common questions like whether Univest is truly free, its monthly charges, and how it is different from its competitors like Liquide.
You will gather enough knowledge about Univest at the end of this guide whether it is the right investment tool for you.
So let’s come straight to the point!
Univest App Real Or Fake
The Univest app is a genuine investment platform that offers trade ideas from registered SEBI analysts and various other investment tools on their platform.
While some users like its features, others feel trade ideas may be delayed.
The Univest app is a legitimate investment platform offering tools like AI-driven recommendations and insights from SEBI-registered analysts.
While some users appreciate its features, others feel trade tips can be delayed.
It would be best to try out the app and see if it’s giving you results and helping you reach your investment goals.
Is Univest App Free?
The app is free to install from the Google Play Store and offers some basic features at no charge.
However, to access advanced features of the app like live trade ideas, screeners, portfolio tracking, IPO overview, etc.
Here is the attached screenshot of paid features offered by the Univest app below:
Is Univest App Safe?
The Univest app is considered safe due to the reasons that are mentioned below:
Univest App is a SEBI-registered entity available on reputable app stores like Google Play Store and Apple’s App Store.
It is advisable to exercise caution while operating any financial app like refrain from sharing sensitive personal information, checking user reviews, and whether it is a government-registered entity ( SEBI license ).
Instead of following the tips blindly, it’s essential to evaluate the investment strategies suggested by the app, as they carry financial risks.
Is Univest App SEBI Registered?
The Univest app itself is not SEBI-registered, but trades and other investment advice are provided by SEBI-registered analysts.
It means that analysts offering recommendations on the Univest app meet the suggested guidelines set by SEBI, which gives credibility to the investment ideas suggested by the analysts.
As an additional safety layer, you can check and verify analyst credentials within the app for better assurance and conviction before investing your hard-earned money
Univest App Review
In the topic, “Univest app review”, we will discuss features offered by the app that can give you fair idea of whether it is worth your time and effort.
Let’s deep dive into the pro app features offered by the Univest app.
I will discuss each app feature in detail so you can understand whether this app is for you or not!
Univest Trade Ideas
The app provides highly accurate trade ideas ( as claimed by the app ) across stocks, futures, options, and commodities segments.
These ideas are provided as buy and sell calls for each segment, which helps investors make informed investment decisions.
It is recommended that you start with the basic plan to test its ideas with a small investment, based on your risk tolerance.
This approach allows you to evaluate its features and effectiveness.
Univest Xclusive
Univest Xclusive is one of the pro features offered by the app that gives trade ideas based on major market events and occasions like elections, post-budget outlook, top 5 Diwali stocks, top 5 New Year stocks, stocks to watch out for, etc.
Univest IPO corner
This feature provides valuable insights of IPO stocks that are going to be listed on the stock market.
It curated various data points of the Ipo stocks that can help you make an informed decision whether you want to apply for an IPO or not.
Some of the useful data points provided are –
- PROS and CONS of the stock
- Data points like minimum investment, issue size, grey market premium ( GMP )
- Current Subscription Status.
- Important IPO dates for the stock that is going to be listed so you can apply for the IPO in time.
- IPO quota (Minimum lot size and capital required to invest for Retail and High Net Worth Individuals)
- Key Financials data points of the stock that is going to be listed
The features are quite impressive, aren’t they?
Univest Portfolio Tracking
You can track all your portfolio holdings and get valuable insights together in the app by connecting your broker with the Univest app.
Supported brokers are Groww, Zerodha, Angel One, Upstox, Dhan, 5Paisa, Motilal Oswal, IIFL.
Univest Watchlist
It is possible to add your favourite stocks that you want to keep a close watch on in the Univest app.
You can easily add stocks to the watchlist to track them regularly.
Univest Alerts
The Univest Alerts feature allows an investor to set price alerts for stocks, futures, options, and commodities with the option to add personal notes to each alert.
In this manner, they can easily remember the intended action when alerts get triggered.
Univest Screeners
Univest app offers screeners that can help you filter stocks based on specific criteria. The app offers both paid and free screeners.
Some of the screeners offered by the app are as follows –
- Breakouts – Daily Fresh Breakouts, weekly breakouts, oversold stocks, nearing breakouts ( paid )
- Exclusive On Univest – Buy in Short term, FII Holdings Change, Golden Crossover, Upcoming Dividends (Paid).
- High Dividend Stocks, Fundamentally Strong, Earnings Announced, Low Debt Midcaps (Free) are some of the free screeners.
Univest Results
The Univest Results feature allows you to track quarterly financial results of stocks, providing important data points to consider before taking new positions/selling/holding positions in a given stock based on financial performance in the given quarter.
You can also link your portfolio and get results of the stocks under the “My Results” section of the app
It also offers deep insights, such as buy/sell expert verdicts, supported by key financial data points like P/B ratio, FII holding, ROE, debt, fundamentals, momentum, and peer comparison that helps you make an informed decision as an investor.
Univest App Charges Per Month
You must be wondering the Univest app may be very costly as it offers a lot of advanced features.
Guess what! It is quite affordable and budget-friendly if you consider the feature offered by the Univest app.
The app supports a minimum of 3 months, 6 months, 12 months, 5 years subscription. You can choose to subscribe to these plans at once.
Let me help you with the details of the subscription offered by the Univest app:
- Pro Lite: It only includes stock recommendation + other pro features of the app ( excluding multi-bagger stock recommendation which is only available in 1 and 5-year plans)
- Pro Plus: This plan includes Stock and Future recommendations + other pro features of the app ( excluding multi-bagger stock recommendation which is only available in 1 and 5-year plans)
- Pro Alpha: This subscription plan includes Stocks and Options recommendations + other pro features of the app (excluding multi-bagger stock recommendation which is only available in 1 and 5-year plans)
- Pro Super: This plan includes Stocks + Futures + Options recommendation + + other pro features of the app ( excluding multi-bagger stock recommendation which is only available in 1 and 5-year plan)
I am attaching some pricing screenshots for your reference below:
Is Univest Subscription Worth It
After doing thorough research on the app features such as Univest Live Trades, Watchlist, Alerts, Multibagger stocks, Results, Portfolio Tracking & Analysis, Xclusive, and IPO Corner, I can safely say that app is worth it if it delivers what they are claiming.
As a loyal 60wordfinance blog reader, I would want you should stay away from useless apps and use only those apps that can only make a difference and worth every penny of your hard-earned money.
So I would recommend trying 3 months plan and see if the app is worth it.
I also recommend deploying less capital for trades suggested by the app to avoid facing huge losses if the app does not deliver up to your expectations.
Liquide Vs Univest Review
We are going to compare the Liquide Vs Univest app in the table below in terms of free features, pricing, paid features, SEBI registered or not, customer support, and subscription plan.
| Free Features – Portfolio Analysis with Buy, Sell and Hold Recommendations, Free Market News, Stock Quarterly results in free, free webinars, | Free Features – IPO analysis with stock buy and sell verdict, Portfolio Health, Upcoming Results of Stocks, Limo Reports – Analyses detailed fundamentals of a stock, and technicals, and gives you buy and sell verdict of a stock. |
| Paid features – Stock Baskets, Live Trade Recommendations for stocks, futures, and options, Access to 12% Elite Program ( for fixed return ), Shark Stocks Portfolio | Paid features – Stock Baskets, Live Trade Recommendations for stocks and option, Unlimited Reports from Limo, Dedicated Wealth Coach, Access to Liquide Academy, Screeners. |
| SEBI Registered | SEBI Registered |
| Email and Request Callback supported in the app. | Email and Chat support available |
| Supports the “Refer and Earn” program. You can earn up to Rs. 3250 per referral | Does not support the refer and earn program |
| Supports 3 months, 6 months, 1 and 5-year subscription plan. | Supports only 3 and 12 month subscription plan. |
You can refer to the detailed review of the Liquide app on our blog
Univest Refer & Earn
Univest app also supports a refer and earn program that helps you earn up to Rs.3250 on each referral.
To get the membership discount up to Rs. 3250, feel free to download the app through my discount link – Univest Discount Upto Rs. 3250 For Limited Period
I hope this post has answered all your questions. We put a lot of heart and soul into creating this detailed information to help you become more financially aware.
Feel free to post your queries in the comments, and please share our post.
Your support can help others gain financial knowledge and allow us to reach more potential readers.
Disclaimer: This review is for informational purposes only not a financial advice. Please conduct your own research before making any investment decisions.
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